Cash Loans

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How it Works

Requesting a loan is easy with LoansHoliday.com. Fill out one easy form on LoansHoliday.com and your inquiry will be submitted to our large network of lenders. Loan amounts range from $100 to $5,000 (exact amounts vary based on lender programs and your state of residence). You can have a response from one of our lenders the same day, and often within minutes. Once your loan is approved, you will be redirected to the lender's website where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next day.

Most lenders have the following requirements to be approved:

To be accepted by most lenders in our network, you should:

  • Be employed at your present job for at least 90 days.
  • Be a US citizen or a permanent resident, and over the age of 18.
  • Have an income of around $1,000 per month after tax deductions.
  • Have a checking account in your name.
  • Provide a working telephone number for your home and work.
  • Provide a valid email address.

Quick Inquiry Process

Through our secure technology, we will find a lender in our network that is willing to take work with you based on the information you submit. Once we have a lender ready to work with you, that lender will contact you to get any additional information they might need (such as verification of employment, pay stubs, etc.).

Cash Sent Directly to You

After your lender has taken and approved your request, cash will be deposited directly into your bank account. That means you don’t have to take a trip to the bank to endorse and deposit a check or pay check-cashing fees.

Private and Secure

We use industry-recognized security and advanced encryption technology to protect your personal information.

Automated Repayment

If you authorize your lender to take payment via automatic withdrawals (known as "ACH transfers"), then your loan payments will be paid automatically directly from your bank account. This means each payment will be on time and you won’t have to worry about missing any payments or incurring any late fees.

Late Payments

Late payment policies can differ among lenders. Please make sure you read and understand the loan agreement and your lender’s late payment policy before accepting the loan. In some states, late fees may be limited by law. In other states, late payments may allow the lender to charge late fees and may accelerate the loan making it due in full immediately.

NOTE: Before agreeing to a loan, please make sure you can make your loan payments in full and on time. We support the responsible use of loans and recognize that nobody knows your situation better than you.

Loan Extensions

State law may limit or prohibit a lender’s ability to extend or "roll over" your loan. Consult with your lender if you need a loan extension.

Loan Default

If you can’t make your loan payments on time, you may be in default of your loan obligations. Late payments and loan defaults may adversely affect your credit and may make it difficult to obtain future loans.

Privacy Is Our Policy

LoansHoliday.com is committed to protecting your information. We use a 128-bit SSL encryption so the information you share on your request is protected. We treat your information like our own. Everyone at LoansHoliday.com wants to keep their information safe and secure, which is why we use the same security protocol to protect your information and our information.

We also require our lending partners to keep your information confidential and secure. We will not work with any lender that is unwilling to commit and adhere to our data security demands. We are also a proud member of the Online Lending Alliance which takes a very strong position on protecting consumer information.

Please, Borrow Responsibly

LoansHoliday.com is not a lender, does not take applications or make loans or credit decisions. We are not an agent, representative or broker of any lender. We provide a service to connect you to a lender from our network. We do not control and are not responsible for any lender's actions or decisions.

Please carefully consider how much money you need to borrow. You should never borrow more than you can afford to repay, including principal and interest. Make sure you read and understand the terms of the loan offered to you. This includes not only the interest rate and APR, but also the repayment schedule and any fees associated with your loan. Failing to take these considerations into account can have a negative impact on your credit score.

If you are unable to make your payments on time, you don’t just impact your lender and the lender’s employees, but you can also negatively affect your own situation with late fees and accrued interest. That is why at LoansHoliday.com, we want you to carefully consider the long term ramifications of an installment loan and your ability to repay it before you accept it.

If you’re ready to get the money you need, please fill out the request so we can get the process started and connect you with lender that can help!